For more news and insights, stay tuned to the Arowana website.

The Lumify Group team has joined this year's Tech in Gov 2025 Expo with the goal of highlighting the company's programs on artificial intelligence, cybersecurity, end-user apps, and more.

Participants of the event were able to meet experts in the field, including Jeremy Daly, CISM, Leif Pedersen, Matilda Robinson, Eve O'Meara, and John Rutherford. They also got to bring home some Lumify swags such as torches, stress bulbs, and training vouchers.

Lumify CEO Jon Lang also delivered his talk on digital skilling in the public sector.

For more news and insights, stay tuned to the Arowana website.

Backed by investors including Andreessen Horowitz and Google Ventures, Ripple Labs (Ripple) holds 41 billion XRP tokens, representing approximately 41% of all XRP tokens on issue 

VivoPower will become the first and only U.S.-listed company to provide exposure to Ripple

For $10 million of Ripple shares acquired, an estimated $5.15 of value per share could accrete to VivoPower

VivoPower today announced it is acquiring Ripple Labs (Ripple) shares, as part of a strategic enhancement to its XRP-focused digital asset treasury strategy. Following a two-month period of due diligence, VivoPower has budgeted to purchase an initial $100 million of privately held Ripple shares. This encompasses definitive agreements directly with current Ripple shareholders, which are subject to final approval from Ripple’s executive management. Aside from these transactions, VivoPower will continue to directly acquire and hold XRP tokens. Based on current market prices (which are subject to volatility and material change), a purchase of $100 million of Ripple shares translates into an underlying 211 million XRP token exposure with a current market value of $696 million.

Ripple minted a fixed 100 billion XRP tokens at inception and given there have been approximately 14 million XRP tokens burnt to date, the network is mildly deflationary. Ripple continues to hold 41 billion XRP tokens, primarily in escrow. In addition, Ripple has a number of operating businesses, including RLUSD, its stablecoin; the digital assets prime broker Hidden Road, MetaCo and the Standard Custody and Trust Company, as well as the recently acquired stablecoin payment platform company, Rail.

VivoPower will become the first and only publicly listed company in the United States that provides shareholders with exposure to Ripple shares as well as XRP tokens. On a weighted average basis, this dual-pronged strategy is intended to deliver an acquisition cost per XRP token that represents an exceptionally favorable discount to the market price of XRP. For $10 million of Ripple shares acquired, an estimated $5.15 per share of value accretion could accrue to VivoPower shareholders (this is based on factors including the current market prices of VVPR, XRP and weighted average purchase price of Ripple shares, all of which are subject to volatility and change).

Importantly, VivoPower will have a full and direct legal title of Ripple shares purchased and be recorded as a shareholder directly on Ripple’s cap table. VivoPower will not purchase any Ripple shares that are held in special-purpose vehicle structures (with embedded fees and costs). An independent auditor will conduct quarterly reviews of VivoPower’s Ripple shareholdings.

Kevin Chin, Executive Chairman and CEO of VivoPower, commented: “The opportunity to acquire Ripple shares and materially average down the acquisition price per XRP is in line with our objective of building a sustainable long-term treasury model that translates into substantial potential upside for shareholders. Our portfolio construction strategy is to buy a combination of Ripple shares and XRP tokens. This will allow us to optimize for yield maximization while also minimizing the weighted average cost of XRP acquired.”

Adam Traidman, former Ripple board member and Chairman of VivoPower’s Advisory Board, commented: “By purchasing Ripple shares, not only will VivoPower acquire XRP at valuations up to an 86% discount versus buying XRP outright on the market, we will also gain a stake in Ripple’s RLUSD stablecoin and its other business units, including Hidden Road, Rail and Metaco.”

Rationale for Purchase of Ripple Labs Shares

• Ripple is the largest holder of XRP tokens, with 41 billion valued at $135 billion at the current XRP price;
• VivoPower has the opportunity to acquire Ripple at a weighted average valuation of approximately $19 billion, representing an 86% discount to Ripple’s $135 billion holding of XRP tokens (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• With an initial budgeted $100 million acquisition of Ripple shares, VivoPower would effectively be securing an underlying position of 211 million XRP tokens with a current market value of $696 million;
• This infers that VivoPower would be buying XRP tokens at an implied price of $0.47 per XRP token (at current market prices which are subject to significant volatility, and assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• Ripple has a growing stablecoin business, RLUSD, for which it has recently partnered with BNY Mellon. A comparable business is the highly successful recent IPO of Circle Internet Group; and
• In addition, Ripple has other business units, including a digital asset prime broker, Hidden Road and digital asset custodians being Metaco and the Standard Custody & Trust Company, as well as the recently acquired Rail, a stablecoin payment platform.

Digital Asset Infrastructure and Custody Partners

To support the execution and governance of its treasury strategy, VivoPower has engaged leading digital asset custodian and private market securities infrastructure providers, including BitGo and Nasdaq Private Market, LLC, the preferred partner of Ripple for transacting its shares. Securities-related services are offered through NPM Securities, LLC, a member of FINRA and SIPC. Nasdaq Private Market, LLC is operationally independent from Nasdaq Stock Market LLC.

To read our full press release, and to keep up with all of VivoPower’s releases, visit our Press Releases page.

Contact

Shareholder Enquiries

[email protected]

Backed by investors including Andreessen Horowitz and Google Ventures, Ripple Labs (Ripple) holds 41 billion XRP tokens, representing approximately 41% of all XRP tokens on issue 

VivoPower will become the first and only U.S.-listed company to provide exposure to Ripple

For $10 million of Ripple shares acquired, an estimated $5.15 of value per share could accrete to VivoPower

VivoPower today announced it is acquiring Ripple Labs (Ripple) shares, as part of a strategic enhancement to its XRP-focused digital asset treasury strategy. Following a two-month period of due diligence, VivoPower has budgeted to purchase an initial $100 million of privately held Ripple shares. This encompasses definitive agreements directly with current Ripple shareholders, which are subject to final approval from Ripple’s executive management. Aside from these transactions, VivoPower will continue to directly acquire and hold XRP tokens. Based on current market prices (which are subject to volatility and material change), a purchase of $100 million of Ripple shares translates into an underlying 211 million XRP token exposure with a current market value of $696 million.

Ripple minted a fixed 100 billion XRP tokens at inception and given there have been approximately 14 million XRP tokens burnt to date, the network is mildly deflationary. Ripple continues to hold 41 billion XRP tokens, primarily in escrow. In addition, Ripple has a number of operating businesses, including RLUSD, its stablecoin; the digital assets prime broker Hidden Road, MetaCo and the Standard Custody and Trust Company, as well as the recently acquired stablecoin payment platform company, Rail.

VivoPower will become the first and only publicly listed company in the United States that provides shareholders with exposure to Ripple shares as well as XRP tokens. On a weighted average basis, this dual-pronged strategy is intended to deliver an acquisition cost per XRP token that represents an exceptionally favorable discount to the market price of XRP. For $10 million of Ripple shares acquired, an estimated $5.15 per share of value accretion could accrue to VivoPower shareholders (this is based on factors including the current market prices of VVPR, XRP and weighted average purchase price of Ripple shares, all of which are subject to volatility and change).

Importantly, VivoPower will have a full and direct legal title of Ripple shares purchased and be recorded as a shareholder directly on Ripple’s cap table. VivoPower will not purchase any Ripple shares that are held in special-purpose vehicle structures (with embedded fees and costs). An independent auditor will conduct quarterly reviews of VivoPower’s Ripple shareholdings.

Kevin Chin, Executive Chairman and CEO of VivoPower, commented: “The opportunity to acquire Ripple shares and materially average down the acquisition price per XRP is in line with our objective of building a sustainable long-term treasury model that translates into substantial potential upside for shareholders. Our portfolio construction strategy is to buy a combination of Ripple shares and XRP tokens. This will allow us to optimize for yield maximization while also minimizing the weighted average cost of XRP acquired.”

Adam Traidman, former Ripple board member and Chairman of VivoPower’s Advisory Board, commented: “By purchasing Ripple shares, not only will VivoPower acquire XRP at valuations up to an 86% discount versus buying XRP outright on the market, we will also gain a stake in Ripple’s RLUSD stablecoin and its other business units, including Hidden Road, Rail and Metaco.”

Rationale for Purchase of Ripple Labs Shares

• Ripple is the largest holder of XRP tokens, with 41 billion valued at $135 billion at the current XRP price;
• VivoPower has the opportunity to acquire Ripple at a weighted average valuation of approximately $19 billion, representing an 86% discount to Ripple’s $135 billion holding of XRP tokens (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• With an initial budgeted $100 million acquisition of Ripple shares, VivoPower would effectively be securing an underlying position of 211 million XRP tokens with a current market value of $696 million;
• This infers that VivoPower would be buying XRP tokens at an implied price of $0.47 per XRP token (at current market prices which are subject to significant volatility, and assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• Ripple has a growing stablecoin business, RLUSD, for which it has recently partnered with BNY Mellon. A comparable business is the highly successful recent IPO of Circle Internet Group; and
• In addition, Ripple has other business units, including a digital asset prime broker, Hidden Road and digital asset custodians being Metaco and the Standard Custody & Trust Company, as well as the recently acquired Rail, a stablecoin payment platform.

Digital Asset Infrastructure and Custody Partners

To support the execution and governance of its treasury strategy, VivoPower has engaged leading digital asset custodian and private market securities infrastructure providers, including BitGo and Nasdaq Private Market, LLC, the preferred partner of Ripple for transacting its shares. Securities-related services are offered through NPM Securities, LLC, a member of FINRA and SIPC. Nasdaq Private Market, LLC is operationally independent from Nasdaq Stock Market LLC.

To read our full press release, and to keep up with all of VivoPower’s releases, visit our Press Releases page.

Contact

Shareholder Enquiries

[email protected]

He knew how the system worked—and more importantly, where it failed. That rare blend of insider expertise and outsider empathy positioned Andrew as one of the most influential architects of the sustainable business movement. His work didn’t just challenge capitalism. It redesigned it.

On June 22, 2025, Andrew passed away after a two-year battle with cancer. Yet the movement he helped build—a global framework for stakeholder capitalism—is stronger than ever, powered by the scaffolding of ideas and institutions he put in place. His vision continues to shape thousands of companies across six continents.

From Investor to Institutional Changemaker

Andrew’s pivot from finance to social innovation wasn’t born of impulse. It was a methodical reimagination. Together with friends Jay Coen Gilbert and Bart Houlahan, he launched B Lab, a nonprofit that would go on to formalize a new kind of enterprise: the Certified B Corporation.

The idea was bold—businesses governed not solely by shareholder interests, but by accountability to workers, customers, communities, and the environment. Under Kassoy’s leadership, B Lab grew into a global movement:

• Nearly 10,000 certified companies now wear the B Corp badge, including household names like Patagonia, Ben & Jerry’s, and Danone.
• Benefit Corporation legislation, backed and shaped by B Lab, has been adopted in over 40 U.S. states and more than 10 countries.
• The B Impact Assessment—used by over 196,000 businesses—helps companies quantify purpose alongside profit.

His legacy is measured not in metrics alone, but in the moral recalibration he sparked.

Structural Reform as Social Justice

Andrew understood that real change needed more than good intentions—it required new laws, metrics, and institutions. He wasn’t content with surface-level corporate social responsibility. He fought for deep governance reform, shifting fiduciary norms and legal obligations toward stakeholders.

His work helped redefine:

• Fiduciary Duty: Board members could now legally consider stakeholder impacts as part of their decision-making.
• Corporate Purpose: Companies embraced long-term value creation rooted in equity and regeneration.
• Public Trust: Transparency became the standard—not just in performance, but in accountability.

By rooting stakeholder capitalism in enforceable structures, Andrew gave it teeth. He transformed ideals into operating systems.

A Vision Grounded in Care

“Care must be the operating system of business,” Andrew declared in his final message with B Lab co-founders. It was more than a phrase—it was his manifesto.

He believed that capitalism’s true potential could only be realized when companies placed people and planet on equal footing with profit. For Andrew, stakeholder capitalism wasn’t about compromise—it was about correction. It was business in service of human flourishing.

He didn’t seek to abolish capitalism. He sought to elevate it—to make it accountable, inclusive, and regenerative.

Late-Stage Leadership and Enduring Impact

Even in his final chapter, Andrew remained focused on infrastructure and legacy:

• He joined the advisory board of AIC Group Holdings, a B Corp-aligned holding company launched by Arowana in Singapore. His insights shaped their permanent capital structure, designed to preserve purpose through succession.
• He became Chairman Emeritus of Nine Dean, a firm structured around stakeholder governance and inclusive growth.
• He mentored founders, advised policymakers, and continued to catalyze what he called a “community of care”—where business is a conduit for healing rather than extraction.

His final days were marked not by retreat, but by resolve.

The Soul of a Movement

Andrew Kassoy didn’t just build a certification. He built a culture.

His ideas ripple across:

• University curricula on sustainable enterprise.
• Public policy debates on corporate law and fiduciary responsibility.
• Investor mandates for ESG alignment.
• Grassroots entrepreneurship in underserved markets.

Every B Corp, every CEO who chooses purpose, every investor who demands accountability owes something to Kassoy’s blueprint.

His impact isn’t just economic—it’s emotional. He invited business to care. And in doing so, he changed its course.

Carrying the Torch Forward

As stakeholder capitalism enters a new chapter, the foundations laid by Andrew Kassoy offer both guidance and grit. His work reminds us that transformation requires not just vision, but infrastructure—metrics, legal frameworks, and moral courage.

And most of all, care.

Andrew gave the business world a gift: the audacity to lead with heart.

For more news and insights, stay tuned to the Arowana website.

Backed by investors including Andreessen Horowitz and Google Ventures, Ripple Labs (Ripple) holds 41 billion XRP tokens, representing approximately 41% of all XRP tokens on issue 

VivoPower will become the first and only U.S.-listed company to provide exposure to Ripple

For every $10 million of Ripple shares acquired, an estimated US$5.15 of value per share could accrete to VivoPower 

VivoPower today announced it is acquiring Ripple Labs (Ripple) shares, as part of a strategic enhancement to its XRP-focused digital asset treasury strategy. Following a two-month period of due diligence, VivoPower has budgeted to purchase an initial US$100 million of privately held Ripple shares. This encompasses definitive agreements directly with current Ripple shareholders, which are subject to final approval from Ripple’s executive management. Aside from these transactions, VivoPower will continue to directly acquire and hold XRP tokens.

Ripple minted a fixed 100 billion of XRP tokens at inception and given there have been approximately 14 million XRP tokens burnt to date, the network is mildly deflationary. Ripple continues to hold 41 billion XRP tokens, primarily in escrow. In addition, Ripple has a number of operating businesses including RLUSD, its stablecoin; the digital assets prime broker Hidden Road; MetaCo and the Standard Custody and Trust Company, as well as the recently acquired stablecoin payment platform company, Rail.

VivoPower will become the first and only publicly listed company in the United States that provides shareholders with exposure to Ripple shares as well as XRP tokens. On a weighted average basis, this dual-pronged strategy is intended to deliver an acquisition cost per XRP token that represents an exceptionally favorable discount to the market price of XRP. For every US$10 million of Ripple shares acquired, an estimated US$5.15 per share of value accretion could accrue to VivoPower shareholders (this is based on factors including the current market prices of VVPR, XRP and weighted average purchase price of Ripple shares, all of which are subject to volatility and change).

Importantly, VivoPower will have a full and direct legal title of Ripple shares purchased, and be recorded as a shareholder directly on Ripple’s cap table. VivoPower will not purchase any Ripple shares that are held in special-purpose vehicle structures (with embedded fees and costs). An independent auditor will conduct quarterly reviews of VivoPower’s Ripple shareholdings.

Kevin Chin, Executive Chairman and CEO of VivoPower, commented: “The opportunity to acquire Ripple shares and materially average down the acquisition price per XRP is in line with our objective of building a sustainable long-term treasury model that translates into substantial potential upside for shareholders. Our portfolio construction strategy is to buy a combination of Ripple shares and XRP tokens. This will allow us to optimize for yield maximization while also minimizing the weighted average cost of XRP acquired.”

Adam Traidman, former Ripple board member and Chairman of VivoPower’s Advisory Board, commented: “By purchasing Ripple shares, not only will VivoPower acquire XRP at valuations up to an 86% discount versus buying XRP outright on the market, we will also gain a stake in Ripple’s RLUSD stablecoin and its other business units, including Hidden Road, Rail and Metaco.”

Rationale for Purchase of Ripple Labs Shares

• Ripple is the largest holder of XRP tokens, with 41 billion valued at US$135 billion at the current XRP price;
• VivoPower has the opportunity to acquire Ripple at a weighted average valuation of approximately US$19 billion, representing an 86% discount to Ripple’s US$135 billion holding of XRP tokens (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• This infers that VivoPower would be buying XRP tokens at an implied price of US$0.47 per XRP token (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• Ripple has a growing stablecoin business, RLUSD, for which it has recently partnered with BNY Mellon. A comparable business is the highly successful recent IPO of Circle Internet Group; and
• In addition, Ripple has other business units, including a digital asset prime broker, Hidden Road and digital asset custodians being MetaCo and the Standard Custody & Trust Company, as well as the recently acquired Rail, a stablecoin payment platform.

Digital Asset Infrastructure and Custody Partners

To support the execution and governance of its treasury strategy, VivoPower has engaged leading digital asset custodian and private market securities infrastructure providers, including BitGo and Nasdaq Private Market, LLC, the preferred partner of Ripple for transacting its shares. Securities-related services are offered through NPM Securities, LLC, a member of FINRA and SIPC. Nasdaq Private Market, LLC is operationally independent from Nasdaq Stock Market LLC.

To read the full press release, and to keep up with all of VivoPower’s releases, visit the company's Press Releases page.

Contact

Shareholder Enquiries

[email protected]

Backed by investors including Andreessen Horowitz and Google Ventures, Ripple Labs (Ripple) holds 41 billion XRP tokens, representing approximately 41% of all XRP tokens on issue 

VivoPower will become the first and only U.S.-listed company to provide exposure to Ripple

For every $10 million of Ripple shares acquired, an estimated US$5.15 of value per share could accrete to VivoPower 

VivoPower today announced it is acquiring Ripple Labs (Ripple) shares, as part of a strategic enhancement to its XRP-focused digital asset treasury strategy. Following a two-month period of due diligence, VivoPower has budgeted to purchase an initial US$100 million of privately held Ripple shares. This encompasses definitive agreements directly with current Ripple shareholders, which are subject to final approval from Ripple’s executive management. Aside from these transactions, VivoPower will continue to directly acquire and hold XRP tokens.

Ripple minted a fixed 100 billion of XRP tokens at inception and given there have been approximately 14 million XRP tokens burnt to date, the network is mildly deflationary. Ripple continues to hold 41 billion XRP tokens, primarily in escrow. In addition, Ripple has a number of operating businesses including RLUSD, its stablecoin; the digital assets prime broker Hidden Road; MetaCo and the Standard Custody and Trust Company, as well as the recently acquired stablecoin payment platform company, Rail.

VivoPower will become the first and only publicly listed company in the United States that provides shareholders with exposure to Ripple shares as well as XRP tokens. On a weighted average basis, this dual-pronged strategy is intended to deliver an acquisition cost per XRP token that represents an exceptionally favorable discount to the market price of XRP. For every US$10 million of Ripple shares acquired, an estimated US$5.15 per share of value accretion could accrue to VivoPower shareholders (this is based on factors including the current market prices of VVPR, XRP and weighted average purchase price of Ripple shares, all of which are subject to volatility and change).

Importantly, VivoPower will have a full and direct legal title of Ripple shares purchased, and be recorded as a shareholder directly on Ripple’s cap table. VivoPower will not purchase any Ripple shares that are held in special-purpose vehicle structures (with embedded fees and costs). An independent auditor will conduct quarterly reviews of VivoPower’s Ripple shareholdings.

Kevin Chin, Executive Chairman and CEO of VivoPower, commented: “The opportunity to acquire Ripple shares and materially average down the acquisition price per XRP is in line with our objective of building a sustainable long-term treasury model that translates into substantial potential upside for shareholders. Our portfolio construction strategy is to buy a combination of Ripple shares and XRP tokens. This will allow us to optimize for yield maximization while also minimizing the weighted average cost of XRP acquired.”

Adam Traidman, former Ripple board member and Chairman of VivoPower’s Advisory Board, commented: “By purchasing Ripple shares, not only will VivoPower acquire XRP at valuations up to an 86% discount versus buying XRP outright on the market, we will also gain a stake in Ripple’s RLUSD stablecoin and its other business units, including Hidden Road, Rail and Metaco.”

Rationale for Purchase of Ripple Labs Shares

• Ripple is the largest holder of XRP tokens, with 41 billion valued at US$135 billion at the current XRP price;
• VivoPower has the opportunity to acquire Ripple at a weighted average valuation of approximately US$19 billion, representing an 86% discount to Ripple’s US$135 billion holding of XRP tokens (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• This infers that VivoPower would be buying XRP tokens at an implied price of US$0.47 per XRP token (assuming no value is ascribed to the rest of Ripple’s business units, including RLUSD, its stablecoin);
• Ripple has a growing stablecoin business, RLUSD, for which it has recently partnered with BNY Mellon. A comparable business is the highly successful recent IPO of Circle Internet Group; and
• In addition, Ripple has other business units, including a digital asset prime broker, Hidden Road and digital asset custodians being MetaCo and the Standard Custody & Trust Company, as well as the recently acquired Rail, a stablecoin payment platform.

Digital Asset Infrastructure and Custody Partners

To support the execution and governance of its treasury strategy, VivoPower has engaged leading digital asset custodian and private market securities infrastructure providers, including BitGo and Nasdaq Private Market, LLC, the preferred partner of Ripple for transacting its shares. Securities-related services are offered through NPM Securities, LLC, a member of FINRA and SIPC. Nasdaq Private Market, LLC is operationally independent from Nasdaq Stock Market LLC.

To read the full press release, and to keep up with all of VivoPower’s releases, visit our Press Releases page.

Contact

Shareholder Enquiries

[email protected]

Aligning capital with conscience has always been fraught with friction: slow fund flows, opaque reporting, limited access, and costly intermediaries. But for impact investing companies—those seeking social and environmental returns alongside profit—the emergence of Decentralised Finance (DeFi) is flipping the script. 

Instead of relying on banks, brokers, and bureaucratic middlemen, DeFi uses blockchain-based smart contracts to power borderless, automated financial services. It’s fast. It’s transparent. And for those of us working to scale meaningful change, it’s becoming indispensable. 

What Is DeFi, Really? 

DeFi is more than crypto hype. It’s a new financial infrastructure—peer-to-peer, programmable, and radically inclusive. Built on public blockchains like XRP Ledger, it replaces traditional gatekeepers with software that enforces rules and executes transactions 24/7. 

With DeFi, anyone with internet access can: 

• Invest in tokenised assets 
• Participate in lending and borrowing markets 
• Transfer funds across borders instantly 
• Monitor financial activity in real time via transparent, immutable ledgers 

Smart contracts—self-executing code—automate the process, slashing costs and opening doors for innovation. For impact investors, this means more capital deployed with less delay—and more accountability along the way. 

Why Impact Investors Are Paying Attention 

At its core, impact investing is about funding good ideas that generate good outcomes—clean energy, affordable housing, access to education, and climate resilience. But until now, tracking those outcomes and moving money efficiently has been a challenge. 

DeFi solves that. Here’s how: 

• Radical Transparency 

Every transaction is recorded and visible—ensuring funds reach their intended purpose and results can be independently verified. Greenwashing? Not on our watch. 

• Streamlined Efficiency 

 No wire transfers. No paperwork delays. Smart contracts release funds automatically when impact milestones are reached. That means more time building and less time waiting. 

• Access and Inclusion 

Global by design, DeFi allows investors anywhere—from billion-dollar foundations to retail contributors—to participate in fractional ownership of impact assets. The barriers are falling. 

• Smarter Impact Models 

We’re now experimenting with tokenised impact—turning verified outcomes like solar energy output or reforested hectares into digital tokens. These tokens can be tracked, traded, and linked to performance-based funding. 

• Enhanced Liquidity 

Traditional impact investments are often illiquid, tying up capital for years. With DeFi, tokenised assets can be sold or reallocated in secondary markets—giving investors flexibility without compromising purpose. 

How It’s Already Happening 

Across sectors and continents, these models are already transforming the game: 

• Decentralised Impact Funds automate capital flow to social enterprises, housing cooperatives, and clean infrastructure—enabling real-time reporting and milestone-triggered payments.
   
• Tokenized Renewable Energy Projects in Latin America and Southeast Asia allow micro-investors to own slices of solar farms and trade their positions.
   
• DeFi-Powered Microfinance Platforms deliver instant loans to underserved entrepreneurs in Africa and Asia—reducing overhead and boosting participation.
   
• Impact DAOs (Decentralized Autonomous Organisations) empower communities to vote on funding allocations for local development, education, and climate response—with all decisions transparently recorded on-chain. 

Infrastructure Meets Intention 

What excites us most isn’t just the tech—it’s the alignment of DeFi’s architecture with impact investing’s values. The open-source, data-rich nature of blockchain creates fertile ground for integrity, scale, and equity. 

Rewriting Capitalism 

We’re now exploring deeper integration with DeFi platforms to create high-velocity impact capital ecosystems. We’re experimenting with conditional grants, verifiable on-chain KPIs, and token-based impact portfolios. 

Because this is more than a financial upgrade—it’s an ethical evolution. DeFi gives us tools to rethink not just where our money goes, but what it does—and who it empowers along the way. 

Business-as-usual? That’s not our lane. We’re building for regeneration, resilience, and radical transparency. And in DeFi, we’ve found a powerful co-architect.

For more news and insights, stay tuned to the Arowana website.

The movement toward transparent, efficient, and scalable capital for social good has found an unlikely ally in a digital asset once known primarily for cross-border remittances: XRP.  

Built on the XRP Ledger (XRPL), XRP is rapidly gaining traction as a tool for impact investing, used by nonprofits, fintech startups, and blockchain innovators to fund projects that address critical social and environmental challenges. 

From classroom grants and carbon credit tokenisation to developer ecosystems for ESG, XRP is quietly shaping the future of regenerative finance. 

What Sets XRP Apart? 

The appeal of XRP lies in its underlying architecture: 

• Near-instant transactions: Funds settle in seconds, not days 

• Ultra-low fees: Minimal cost per transaction maximises capital deployment 

• Immutable ledger: Public, auditable record of all activity 

• Built-in decentralisation: Enables secure access and borderless participation 

These properties make XRP ideal for mission-critical funding environments, particularly in emerging markets or disaster zones where speed and accountability are paramount. 

Direct Giving and Crypto Philanthropy 

Charitable organisations have begun accepting XRP for donations, thanks to its seamless transfer mechanics and global reach: 

• Ripple Labs, a major contributor to XRP’s ecosystem, donated $29 million in XRP to DonorsChoose.org, funding every classroom project on the platform at the time.

Ripple for Good: Investing in the Infrastructure of Impact 

Ripple’s Ripple for Good initiative demonstrates how strategic philanthropy and blockchain tools can converge: 

• Over $25 million committed to causes including STEM education, financial inclusion, and academic blockchain research.
   

• Funding directed toward university partnerships, financial access pilots, and social enterprises—all partially powered by XRP grants. 

Developer Grants for Global ESG Innovation 

In a bid to support open-source projects focused on sustainability and inclusion, XRP community funds have seeded dozens of blockchain-based startups: 

• The XRPL Grants Program, backed by up to 1 billion XRP, has funded more than 50 projects tackling issues like climate finance, DeFi for underserved populations, and tokenised ESG tracking.
   

• Impact-driven ventures include green NFTs, on-chain carbon accounting, and financial tools for unbanked communities. 

These grants help accelerate the development of decentralised tools for meaningful social outcomes. 

XRP Ledger for Tokenised Impact Assets 

One of the most promising use cases is the tokenisation of real-world outcomes: 

• Carbon credits, microloans, and educational credentials can be represented as digital assets on the XRPL.
   

• Smart contracts automate fund disbursement based on verified milestones—ensuring capital is released only when impact goals are achieved.
   

• This structure creates transparent, performance-based funding systems that enhance donor confidence and project integrity. 

Financial Inclusion and Cross-Border Efficiency 

For projects operating across borders—especially in underserved regions—XRP offers: 

• Low-cost cross-border payments that deliver capital quickly and with minimal slippage
   

• Blockchain-enabled financial access for those without formal banking, through mobile wallets and decentralised tools
   

• Resilience in disaster zones, humanitarian crises, or volatile markets where traditional finance falters 

The Bigger Picture: XRP as a Force for Good 

The convergence of XRP’s technical infrastructure with a growing ecosystem of socially driven developers and funders signals a new chapter in digital finance. Impact investing, once constrained by traditional systems and limited visibility, can now tap into blockchain's transparency, speed, and automation to scale faster and more credibly. 

From microfinance in remote villages to carbon offset verification across borders, XRP is proving that digital assets can do more than transact—they can transform.

VivoPower recently announced its XRP treasury strategy that reflects the company's measured approach to integrating digital assets into its broader sustainability efforts.

By allocating $121 million to XRP, VivoPower seeks to participate in the evolving XRP Ledger ecosystem while exploring its potential as a tool for funding impact-focused initiatives. This aligns with a growing interest in using blockchain-based assets to support projects that balance financial viability with long-term social and environmental value.

For more news and insights, stay tuned to the Arowana website.